Money Market

It's easy to bank with Merchants Bank™

Money Market

It's easy to bank with Merchants Bank™

High-Yield Money Market Account – No Rate Tiers or Gimmicks

High-Yield Money Market Account – No Rate Tiers or Gimmicks

One Account. One Rate.

Say goodbye to confusing rate tiers and unnecessary hoops. Our Money Market Account offers a high yield without the gimmicks. Whether you have $50 or $50,000, you earn the same competitive rate—no minimum balance requirements, no hidden fees. With our Money Market rates nearly 10x the national average, it’s clear why we’ve been recognized as one of the top-performing banks in the U.S.

Maximize your earnings, while keeping full access to your funds. Open your Money Market Account online with just $50.

Account Details:

*The Annual Percentage Yield (APY) is accurate as of 5/08/2025.
American Banker / Capital Performance Group rating 2024.

Money Market Rate

4.25%

APY*

Apply for a Money Market Account online by clicking on the link below. Have Questions?  Call one of our Banking Professionals to assist you at (888) 294-1005.

Looking for additional ways to maximize your savings?

Certificates of Deposit (CDs)

Lock in higher rates with our flexible CD terms

Personal Checking

Simple, straightforward checking with no hidden fees

Looking for additional ways to maximize your savings?

Certificates of Deposit (CDs)

Lock in higher rates with our flexible CD terms

Personal Checking

Simple, straightforward checking with no hidden fees

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