More specifically, we specialize in Operating Loans for crop and livestock production, Intermediate Loans for financing farm related equipment and vehicles, and Real Estate mortgages for the purchase of Farm ground or to refinance and consolidate farm debt. All of our Ag products offer a variety of term and payment options to better fit the cash flows of your operation.

Operating loans have a typical term of 12 months with annual renewal. Intermediate/Equipment Loans may have a term of up to 7 years depending on the type and age of collateral proposed. Farm Real Estate Mortgages may have a term of up to 25 years. All of these loans offer monthly, quarterly, semi-annual, or annual payment schedules in order to better fit your financing needs.

Merchants Bank also offers a full array of FSA Guaranteed Loan Products enabling us to provide more unique financing options to our Farm Customers. Merchants Bank prides itself in providing you with more than 30 years of Ag Lending experience. For more details and current rate information, please contact one of our Ag Loan Officers.