Veronica Hamilton

NMLS 1713574

Mobile: 317-645-7507
Office: 317-324-4845

Connect With Me!

My journey toward becoming an expert in affordable lending started with a desire to make a difference in people’s lives. I felt a calling to lend my knowledge and skills to make homeownership a reality for more people. I have established myself as a trusted expert in affordable lending, self-employed borrowers, and down payment assistance. I take pride in working closely with a team of mortgage experts at Merchants Bank. My role involves utilizing data analysis and visual storytelling techniques to offer valuable insights that facilitate well-informed decisions for homebuyers. My passion for affordable housing and working with underserved communities drives me to make a difference every day.

NMLS #554119

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Products & Specialties

Fixed Rate Mortgages (Conventional, FHA, VA USDA)

A fixed-rate mortgage is a home loan that comes with a consistent interest rate for the entire duration of the loan. This means that the interest rate remains unchanged throughout the life of the mortgage, and as a result, the borrower's monthly payments for both interest and principal remain constant over time.

All-in-One

MORTGAGE INTEREST CAN BE ONE OF LIFE’S BIGGEST FINANCIAL OBSTRUCTIONS. The All In One Loan was developed by homeowners and mortgage professionals as a solution. By combining banking functionality with home financing into one dynamic instrument, borrowers may be able to save tens of thousands of dollars and years off their loan.

Down Payment Assistance

OUR DOWN PAYMENT ASSISTANCE PROGRAMS ARE SPECIFICALLY DESIGNED to assist qualified individuals and families in achieving their goal of becoming homeowners. Allow me to assist you in transforming your dreams of homeownership into a reality.

Home Equity / Bridge Loans

PUT THE EQUITY IN YOUR HOME TO WORK FOR YOU.
A HELOC (Home Equity Line of Credit) can be used to pay for home renovations, home improvements, unexpected emergencies, and much more. Homeowners can also use a HELOC to bridge the transition from one home to another.

The Mortgage Process

There are several significant milestones you will encounter during your journey to home financing. As your loan officer, I will be by your side throughout the process, ensuring that you comprehend each milestone and pass through them efficiently.

Find the Right Loan

I differentiate myself from other lenders by providing a wider range of home financing options, including loans for first-time homebuyers and refinance programs for accessing your home's equity.

Home Loan Checklist

Before you start exploring countless home financing options, it is helpful to start preparing. Proactively planning for your mortgage will undoubtedly contribute to a smoother and ultimately more successful home financing process.

Hear From People Like You

Veronica was friendly and helpful. She made sure we understood every step of the loan process. She was also easy to contact by email and phone. I really appreciated that she was able to maximize our loan amount and identify several programs that worked in our situation. It’s nice to feel like the lender and its representatives are on your side. Veronica was responsive and a pleasure to work with. She has a great team! We would highly recommend her to friends and family. Thanks, Veronica!