MERCHANTS PREMIUM PROGRAM
MERCHANTS PREMIUM PROGRAM
A Non-Agency Product Suite Built for Today’s Residential Mortgage Market
A Non-Agency Product Suite Built for Today’s Residential Mortgage Market
The Merchants Premium Program expands Merchants Bank’s Correspondent Lending platform with a suite of non-Agency products designed for flexibility, liquidity, and ease of execution. Backed by one of the nation’s top warehouse lenders, this program empowers Residential Mortgage Finance Partners with the following product offerings:
- Jumbo Elite - Loan amounts up to $3MM, credit scores as low as 680
- High-Balance Elite - LTVs up to 89,99% with alternative Agency execution
- Conforming Elite - Tailored for second homes and high-value conforming loans
Built on our core pillars of Financial Strength, Efficiency, Consistency, and Partnership, the Merchants Premium Program supports both delegated and non-delegated underwriting options.
Click below to view our application and become an approved seller!
Ready to get started?
Ready to get started?
Our Sales Executives
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For questions regarding the Merchants Premium Program, fill out our form to get connected with a Sales Executive who can help.