Matthew Holmes

NMLS 630473

Matt Holmes Headshot

Matthew Holmes

Mortgage Loan Originator
Carmel, IN
317.995.9406 Mobile
mholmes@merchantsbankofindiana.com

Connect With Me!

With nearly two decades of experience in the mortgage industry, I have honed my skills and expertise.  My diverse experience in both direct-to-consumer and retail lending has allowed me to cultivate a deep understanding of the industry and deliver exceptional service to my clients. Committed to excellence and dedicated to turning homeownership dreams into reality, I am eager to guide and support you on your journey. The satisfaction of helping my clients achieve their homeownership goals has been a driving force throughout my career, and that same enthusiasm I felt in my early twenties still fuels me today. Beyond the professional realm, I find fulfillment in physical activity, staying connected with my church community, and creating lasting memories with my loved ones.

 NMLS #554119   Equal Housing Lender Logo  

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Products & Specialties

MORTGAGE INTEREST CAN BE ONE OF LIFE’S BIGGEST FINANCIAL OBSTRUCTIONS. The All In One Loan was developed by homeowners and mortgage professionals as a solution. By combining banking functionality with home financing into one dynamic instrument, borrowers may be able to save tens of thousands of dollars and years off their loan. 

A LOAN THAT HELPS YOU LAND SOME LAND.
Our Lot Loan Program is designed to provide short-term financing, so you can purchase land where you intend to build a home.

A COST-EFFECTIVE AND CONVENIENT WAY TO BUILD YOUR HOME
With our single-close construction loan, you can finance the interim construction costs and permanent mortgage of your new home build with one loan. We provide the convenience of qualifying once, reduced closing costs, locked in interest rate, and one set of closing documents.

PUT THE EQUITY IN YOUR HOME TO WORK FOR YOU.
A HELOC (Home Equity Line of Credit) can be used to pay for home renovations, home improvements, unexpected emergencies, and much more. Homeowners can also use a HELOC to bridge the transition from one home to another.

Bank loan officer shakes hands with customer to Congratulations after home loan approval. Generative ai

The Mortgage Process

There are several significant milestones you will encounter during your journey to home financing. As your loan officer, I will be by your side throughout the process, ensuring that you comprehend each milestone and pass through them efficiently.

Find the Right Loan

I differentiate myself from other lenders by providing a wider range of home financing options, including loans for first-time homebuyers and refinance programs for accessing your home's equity.

Home Loan Checklist

Before you start exploring countless home financing options, it is helpful to start preparing. Proactively planning for your mortgage will undoubtedly contribute to a smoother and ultimately more successful home financing process.

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