Marc Kramer
NMLS 755863
Connect With Me!
With over 25 years of experience in the mortgage industry, I am your go-to expert for finding the best financing options tailored to your unique goals. Whether you're buying, refinancing, or renovating a home, I pride myself on delivering personalized, professional service backed by comprehensive knowledge and unwavering support throughout the entire process. I specialize in a wide array of loan products and programs, including conventional, jumbo, VA and FHA, ensuring that no matter your needs, I have the perfect solution for you. My mission is to create a smooth and stress-free mortgage experience for every client while fostering lasting relationships rooted in trust and integrity. My expertise in structuring complex loans, cultivating strategic partnerships, and providing exceptional client service is second to none. Contact me today, I look forward to working with you!
 NMLS #554119   Â
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Products & Specialties
A fixed-rate mortgage is a home loan that comes with a consistent interest rate for the entire duration of the loan. This means that the interest rate remains unchanged throughout the life of the mortgage, and as a result, the borrower's monthly payments for both interest and principal remain constant over time.
A LOAN THAT HELPS YOU LAND SOME LAND.
Our Lot Loan Program is designed to provide short-term financing, so you can purchase land where you intend to build a home.
A COST-EFFECTIVE AND CONVENIENT WAY TO BUILD YOUR HOME
With our single-close construction loan, you can finance the interim construction costs and permanent mortgage of your new home build with one loan. We provide the convenience of qualifying once, reduced closing costs, locked in interest rate, and one set of closing documents.
Our Jumbo Loans are the key to unlocking the doors of luxury real estate. Whether you're eyeing a sprawling estate or a penthouse with breathtaking views, our Jumbo Loans make it all possible.
The Mortgage Process
There are several significant milestones you will encounter during your journey to home financing. As your loan officer, I will be by your side throughout the process, ensuring that you comprehend each milestone and pass through them efficiently.
Find the Right Loan
I differentiate myself from other lenders by providing a wider range of home financing options, including loans for first-time homebuyers and refinance programs for accessing your home's equity.
Home Loan Checklist
Before you start exploring countless home financing options, it is helpful to start preparing. Proactively planning for your mortgage will undoubtedly contribute to a smoother and ultimately more successful home financing process.